Health Insurance also known as Mediclaim is a facility provided by general insurance insurance companies, whereby in return for a small premium amount, the latter agreeing to bear the medical expenses including hospitalization, medical fees, tests and other related expenses due to illness or injury upto pre-decided amount till the policy is in force.
Key Health Insurance Covers & Benefits:
• Room & Boarding expenses: There are limits to this feature varying from company to company.
• Cashless Hospitalization: So that there are no worries on availability of cash.
• ICU charges, doctor, consulting, anaesthetist and surgeon fees, operation and other diagnostic and surgical material costs, ambulance charges are covered.
• Day-Care expenses such as Chemotherapy, Dialysis & Radiotherapy etc.
• Pre & Post Hospitalization Expenses which normally are 30 days prior and 60 days after hospitalization.
• Domicilliary expenses – these are expenses which may be incurred when the patient is at home.
