In my earlier post (The magic of compounding), there was a very heated as well as healthy discussion with one of my reader regarding "Is it better to buy a house or simply rent it " and invest the entire capital on which power of compounding would would work which might give higher returns with no strings attached. Although every individual might have different view in this regard, I found 1 very useful calculator at http://www.itrust.in/tools-and-calculators/Buy-vs-Rent/Calculator.jsp which gives a rough estimate based on some inputs. Although there are many assumptions, as well as there might be regulatory changes in future which might change the dynamics.
Showing posts with label Real Estate. Show all posts
Showing posts with label Real Estate. Show all posts
Saturday, August 21, 2010
Monday, May 24, 2010
Alternative Investment options in India For HNI's(High Networth Individuals)
Private Equity
Private equity funds typically make investments in companies not listed on public stock exchanges. They offer high return opportunities due to their access to dynamic, privately held companies and their ability to create value in them. We help you choose exceptional private equity funds with high growth potential.
Real Estate
Real Estate has long been considered the most tangible source of wealth accumulation. With land growing increasingly scarce in India, the value of real estate holdings is expected to grow. Apart from a few bubbles such as the mid-90’s, this has largely been true. We help you choose the best option in real estate via real estate funds or physical real estate based on your needs.
Gold
Gold is regarded as one of the best hedging tools
Sunday, May 9, 2010
Various Investment options in India
Here are some of the investment options available in India for everyone of us.
1. Savings Bank Account
Use only for short-term (less than 30 days) surpluses
The first banking product used by people, it offers low interest (4%-5% p.a.), making them only marginally better than safe deposit lockers.
It offers better returns than savings account without compromising on the terms of liquidity
These liquid funds are a specialized form of mutual funds invested in extremely short-term fixed income instruments. Unlike most mutual funds, they are primarily oriented towards protecting the capital and then later maximising the returns.
Money market funds usually yield better returns than savings accounts, but lower than bank fixed deposits. With the flexibility to issue cheques from a money market fund account now available, this option can be explored before putting one's money in a savings account.
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