Ever wondered, how much monthly savings you need in order to create a corpus of 1 Crore at the specified rate of return. Below is the table where it shows how much money you need to contribute at specified rate of return in order to achieve the target of 1 crore.
Showing posts with label SIP (Systematic Investment Plan). Show all posts
Showing posts with label SIP (Systematic Investment Plan). Show all posts
Saturday, February 19, 2011
Saturday, September 18, 2010
Value-averaging Investment plan: A revolutionary way of Investing ( Part2 )
How do I implement VIP?
In today’s time, I have not seen any product in the market which gives us VIP product. Hence we will have to implement it ourselves only. You can take the help of the VIP calculator and manually invest the desired amount according to the Risk variable (Coefficient) chosen by you.
Wednesday, September 8, 2010
Value-averaging Investment plan: A revolutionary way of Investing ( Part1)
Value-averaging investment plan (VIP) is a new method of systematic monthly investment which is slightly different from Systematic Investment Plan (SIP). In VIP the monthly contribution amount varies from month to month unlike SIP depending on the market performance. The concept is very simple, Increase your contribution when last month return is less than expected and decrease your contribution when last month return is more than expected.
Saturday, May 15, 2010
Understanding the Mutual Fund- FAq's
What is a Mutual Fund?
A Mutual Fund is a trust that pools together the savings of a number of investors who share a common financial goal. All such investors buy units in a fund that best suit their needs - be it growth in capital, regular returns or safety of capital. The Fund Manager then invests this pool of money in securities, ranging from shares to debentures to money market instruments or a mixture of Equity and Debt, depending on the objective of the scheme.
How is the income earned from mutual fund investments distributed?
The income earned by the investments of the scheme, net of recurring expenses, subject to a maximum ceiling of 2.5% in equity schemes and 2.25% in debt schemes, is shared by way of dividends or capital gains by the unitholders of the scheme proportionately. These recurring expenses include asset management fees not exceeding 1.25%, it also is due to other expenses such as Trustee Fees, Registrar Fees and Marketing expenses etc.
Friday, May 14, 2010
Investment in SIP: Simplest and Smartest wealth Creation tool
The Systematic Investment Plan (SIP) is a simple and time honored investment strategy for accumulation of wealth in a disciplined manner over long term period. The plan aims at a better future for its investors as an SIP investor gets good rate of returns compared to a one time investor.
What is Systematic Investment Plan
A specific amount should be invested for a continuous period at regular intervals under this plan.
SIP (Systematic Investment Plan) is exactly like a recurring deposit.Its a form of investment in which a fixed sum regularly invested in a mutual fund.
SIP allows the investor to buy units on a given date every month. The amount has to be decideor only subject to minimum threshold of the mutual fund scheme.
While the investor's investment remains the same, more number of units can be bought in a declining market and less number of units in a rising market.
The investor automatically participates in the market swings once the option for SIP is made.
Whatever be the market scenario, SIP's in long run always give positive returns and that to much higher than fixed investment returns.
Subscribe to:
Posts (Atom)